The insurance is what we call Total Insurance and is only available in Denmark and Norway. You will therefore be covered here both in case of spontaneous faults, but also in the case of faults caused by, for example, liquid or the item being dropped. The only thing that the insurance does not cover is if this fault could have been avoided with common sense. This means that if, for example, the product has been left outside in the rain and has suffered liquid damage as a result, this will not be covered, as you should have known that the product would suffer damage from this.